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When a will is drafted, the testator can name an executor. The executor is responsible for distributing assets to beneficiaries and settling the estate. An executor can be anyone of legal age. Many testators name their spouse or a sibling as their executor. These...
Credit card debt has recently been making headlines for hitting historic highs. The commutative total of debt held by Americans reached a staggering $1 trillion. Not only is this the highest level credit card debt has reached in American history, but it underscores...
The mortgage closing process, also known as settlement or escrow in some regions, is the final step in the home-buying journey. It occurs when a property's purchase is officially completed, ownership is transferred from the seller to the buyer and a new mortgage...
Residential leases are legally binding agreements that set the terms under which one party agrees to rent property from another. These contracts form the foundation of relationships between landlords and tenants. As such, understanding their key terms and broader...
With a residential lease, the tenant may just have to pay rent every month. In some cases, utilities are also included. But this isn’t a given, and many renters have to cover these costs themselves. With commercial leases, however, rent and utilities are just the...
Making an estate plan is a great first step. Most people have never done it. Just writing a will puts you ahead of the majority, and you will be more prepared for what the future holds. However, you do not want to neglect the estate plan after you make it. This...
Commercial leases are significantly different than residential leases. They last for longer and typically cost far more. They also include an assortment of costs and fees that people usually don't need to cover when they sign residential leases. Those renting retail...
There’s a lot to know when estate planning. Unfortunately, it’s easy to be confused by information spread online. To help avoid mistakes, it can help to learn the truth about a few common estate planning myths: Myth 1: Heirs and beneficiaries are the same thing Fact:...
Some people start businesses with the specific intention of eventually selling them. Others decide that they would like to start a new endeavor or receive offers that they believe are too lucrative to ignore. Regardless of why someone decides to sell their business,...
The end-of-year holiday season brings families together to share their hopes and dreams of the future. It is a time of joy and togetherness that most remember fondly until the next family celebration. You may not realize this, but the holidays are an ideal time to...
