Real Estate

A home purchased with a mortgage is the collateral property for the loan. Until the homeowner pays the entirety of the loan back to the lender, they are at risk of foreclosure. People who miss four or more mortgage payments could face foreclosure proceedings in civil...

When someone purchases a piece of real estate, one of the last steps in the process is going to be closing. At closing, they’ll have to sign numerous documents, facilitating the change in ownership. This is when the transaction is being finalized, the title is...

When you purchase your home, your lender requires that you take out a title insurance policy. This protects the lender down the road should there be any problems with the title to the property. It’s a nightmare no homeowner ever wants to face — not having a clear...

Buying a home is a costly purchase that often takes decades to pay off. Because of the significant investment that comes with this purchase, it’s critical that you take steps to protect your own interests.  One way that you can do this is by ensuring that your...

A real estate sale in New Jersey requires disclosures by the seller. They have to be upfront about certain details of the property so the buyers have a general idea of what they’re getting. This way, the buyer can make an informed decision about whether or not it’s a...

A quiet title action is a legal process used to resolve disputes over real property ownership and establish a clear title. When buying or selling real estate, ensuring that a property has a marketable title is important. Any claims, liens or competing ownership...

Foreclosure is a homeowner's worst nightmare. Until they pay off their mortgage, the home that they purchased is vulnerable. It serves as the collateral property for the loan. If they do not make all of their payments on time, the lender may eventually try to lay...

Buying a new home is an exciting yet daunting journey. Many buyers focus on finding the perfect property with the right layout, location and price. However, one critical factor that often slips under the radar is the neighborhood.  A beautiful house with bad neighbors...

Imagine you’ve finally found the perfect home: a charming property with a great backyard, just the right amount of space and located in your dream neighborhood. The excitement can be overwhelming, but before you commit to the deal and sign the contract, it’s important...

Tenancy in common (TIC) is a legal setup that is sometimes used for property ownership. Multiple people can all own the property together, and they can have different levels of investment. They could split ownership equally, but they’re not required to do so. For...