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A will is an important legal document for any estate plan. The purpose of a will is to help decide how a testator’s assets are managed after they pass away. The testator can name an executor of the estate and beneficiaries in their will. Unfortunately, many people die...
Buying or selling a property can be a complicated undertaking. As a result, you can easily make a costly mistake whether you are a buyer or a seller. Nonetheless, with practical tips, you can more effectively navigate your experience. In addition to a buyer and a...
For many years, New Yorkers who are selling their homes have been required to disclose property conditions including asbestos, hazardous waste, fire and smoke damage and pest infestations. Last September, after a year of unprecedented flooding in many parts of the...
In late 2023, an antitrust ruling was handed down in a case filed against the National Association of Realtors (NAR). In the aftermath of that ruling, a settlement was recently reached that concerns much more than monetary damages alone. If a judge approves the...
If you are a homeowner facing financial difficulties and you’ve fallen behind on your mortgage payments, obtaining a mortgage loan modification can potentially serve as a viable solution to your problem. If successful, a mortgage modification effort can help you to...
Many people believe that estate planning is only necessary for the elderly or those with life-threatening illnesses. However, that's not entirely true. Young adults should consider establishing an estate plan too. It's never too early in one’s adult life to start...
When a will is drafted, the testator can name an executor. The executor is responsible for distributing assets to beneficiaries and settling the estate. An executor can be anyone of legal age. Many testators name their spouse or a sibling as their executor. These...
Credit card debt has recently been making headlines for hitting historic highs. The commutative total of debt held by Americans reached a staggering $1 trillion. Not only is this the highest level credit card debt has reached in American history, but it underscores...
The mortgage closing process, also known as settlement or escrow in some regions, is the final step in the home-buying journey. It occurs when a property's purchase is officially completed, ownership is transferred from the seller to the buyer and a new mortgage...
Residential leases are legally binding agreements that set the terms under which one party agrees to rent property from another. These contracts form the foundation of relationships between landlords and tenants. As such, understanding their key terms and broader...
